155 E. 55th St., Suite 301, New York, NY 10022

Existing Patients: (646) 440-3101

New Patients: (646) 419-8726

Dental Benefits

At Chroma Dental, we believe every patient deserves the opportunity to invest in a smile that inspires confidence and radiates health. While we understand that dental insurance plays an important role in making care more accessible, our focus remains on providing exceptional experiences and lasting results tailored to each individual’s goals.

We proudly accept a wide range of dental insurance plans to help make your treatment more manageable. Our knowledgeable team is here to help you navigate your coverage, explain your benefits, and ensure you get the most from your plan, without any confusion or unnecessary stress.

Insurance Plans We Accept

Delta Dental

As one of the nation’s largest dental insurance providers, Delta Dental offers comprehensive coverage for preventive and restorative care. Many of our patients use Delta Dental to maintain regular cleanings and exams, which help support long-term oral health and prevent future dental concerns.

MetLife

MetLife provides flexible dental plans with extensive provider networks and a focus on preventive coverage. Our office can assist you in understanding your plan’s benefits, annual maximums, and coverage for advanced procedures so you can make confident decisions about your smile.

Aetna

Aetna plans often include benefits for both preventive and major dental services, from routine cleanings to crowns and bridges. Our team will work directly with Aetna to help you maximize your coverage and minimize out-of-pocket costs for eligible treatments.

United Healthcare

United Healthcare offers a wide range of dental options designed to keep your oral health on track. Whether you’re maintaining your routine visits or exploring more comprehensive treatments, we’re happy to help you make the most of your UHC dental benefits.

Guardian

Guardian Dental provides coverage for preventive care, restorative services, and more advanced treatments. Our staff can help you review your policy to understand your coverage and any applicable waiting periods or annual limits.

Careington

Careington dental discount programs provide significant savings on routine and cosmetic dental procedures. If you’re a Careington member, we’ll make sure you understand your plan’s advantages and how it can be applied to your care.

SIDS/ASO

We’re pleased to work with SIDS/ASO to help patients receive affordable, high-quality dental care. Our team is experienced in verifying benefits and ensuring you get the most from your available plan options.

Anthem Blue Cross Blue Shield

Anthem BCBS plans are designed to make preventive and essential dental care accessible to individuals and families. We’ll help you navigate your Anthem benefits and confirm coverage before treatment begins, so you can plan your care with confidence.

Lincoln Financial

Lincoln Financial offers flexible coverage options that can make maintaining your oral health simple and affordable. Our office will gladly help you verify your benefits and clarify your coverage details.

Optum / United Healthcare

We also accept Optum dental benefits, which provide strong preventive coverage and affordable treatment options. If you’re unsure about your plan’s network or coverage, our front office team will help you understand every detail.

Humana

Humana dental insurance offers plans that support both preventive and restorative services. We’ll partner with you to confirm your benefits and ensure your care plan fits your individual needs and budget.

Cigna

Cigna’s dental plans offer a wide range of benefits, from basic cleanings and exams to more comprehensive procedures. Our team will help you review your plan and ensure you receive the full benefits available to you.

Understanding Your Coverage

Dental insurance can be complex, but you don’t have to navigate it alone. Our administrative team is well-versed in working with all major providers and can help you:

  • Verify your coverage before treatment begins
  • Estimate out-of-pocket costs
  • File and track insurance claims on your behalf
  • Maximize your yearly benefits before they reset

We encourage you to contact our office before your appointment so we can review your coverage and answer any questions about your plan.

Flexible Payment Options

At Chroma Dental, we want to make it simple for you to receive the care you deserve without compromise. We accept Mastercard, Visa, American Express, and Discover credit cards, as well as cash and personal checks for your convenience.

For patients undergoing major dental work, we also offer flexible financing options through Sunbit and Cherry, making it easier to manage the cost of your treatment over time.

Our billing coordinator is always available to discuss insurance, billing, or financing questions, ensuring that every detail of your experience, from scheduling to payment, is smooth and transparent.

Partnering in Your Smile Journey

At Chroma Dental, our approach to care goes beyond what insurance covers. We take the time to understand your aspirations, customize your treatment plan, and deliver exceptional results that reflect your individuality. Insurance may help you get started, but your confidence and satisfaction are the ultimate goals of every visit.

Making Your Dream Smile Achievable

At Chroma Dental, we believe that everyone deserves the opportunity to feel proud of their smile, without financial barriers standing in the way. Our flexible payment options are designed to give you the freedom to pursue the treatments you truly want, whether that means perfecting your alignment, brightening your teeth, or transforming your entire smile.

With convenient financing through Sunbit and Cherry, you can begin your smile journey today and pay for your treatment in manageable installments over time. This flexibility allows you to focus on your goals and your confidence, not the cost.

Your smile is an investment in how you look, feel, and live every day. We’re here to make that investment as accessible, rewarding, and life-changing as possible.

Existing Patients: (646) 440-3101
New Patients:(646) 419-8726
Fax: (646) 440 3102